Lamb Financial
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We're Bringing The Fed Rate Reduction To You!

The Fed recently cut rates by 0.5% as we had previously forecasted, and we've helped many homeowners take advantage.  Now is the time to contact us to get your share of the savings!

We’re thrilled to offer an incredible opportunity for homeowners to refinance at rates as low as 5.448% / 5.635% annual percentage rate! This is a fantastic chance to lower your monthly payments and save significantly over the life of your loan.

Lamb Financial Refinance Advantages:

  • Zero Closing Costs: We offer options that allow you to refinance without any closing costs, making the process even more affordable.
  • No-Appraisal Options: More than half of our clients qualify for a no-appraisal refinance, further streamlining the process.
  • Fast Closings: Many of our clients are closing in less than three weeks, ensuring a quick and efficient refinancing process.
  • Improve Loan Terms: Adjust your loan terms to better fit your financial goals, whether it's shortening your loan term or switching from an adjustable-rate to a fixed-rate mortgage.
  • Access Home Equity: Use the equity in your home for other financial needs, such as home improvements, education, or debt consolidation.

 We can also help you with:

  • Additional Options to Finance Home Renovations: We’re experts in renovation and construction financing, and we carry many options including separate loans that allow you to keep your great mortgage rate.
  • Low Down Payment and Other Great Purchase Options:  We have the most flexible programs, fast preapprovals and great rates: we’ll guide your transaction to a quick closing.

For 35 years we've been helping homeowners like you reach their goals.  Call us at 224-595-4867 or complete the request form to the right to discover how Lamb Financial can help you save money every month to enhance your lifestyle!

15 year fixed 5.448% note rate / 5.635% annual percentage rate, 180 monthly principal and interest payments of $2,850.14.  30 year fixed 6.311% note rate / 6.448% annual percentage rate, 360 monthly principal and interest payments of $2,168.92.  These payments do not include property taxes and homeowners’ insurance premium, which will result in a higher actual monthly payment. Note rates and APR’s as of October 30, 2024 are based on $350,000 loan amount, 70% loan-to-value, 780 FICO.  Subject to underwriting approval.