35+ Years of Experience Focused on You
Navigate important financial decisions with a trusted partner. Lamb Financial helps homeowners around Chicago fund their goals.
Our approach is personal by design, connecting you with one dedicated point of contact that serves as your knowledgeable partner.
Navigate important financial decisions with a trusted partner. Lamb Financial helps homeowners around Chicago fund their goals.
Our approach is personal by design, connecting you with one dedicated point of contact that serves as your knowledgeable partner.
Local Care from Local Experts
You’re not just a loan number. When you work with Lamb Financial, you work with Tony Simatos and his team directly.
As veteran mortgage professionals with decades of experience helping Chicago families buy, build, renovate, and refinance, Tony's team brings the expertise and product range of a major lender with the personal attention and accountability of a trusted local advisor.
You’re not just a loan number. When you work with Lamb Financial, you work with Tony Simatos and his team directly.
As veteran mortgage professionals with decades of experience helping Chicago families buy, build, renovate, and refinance, Tony's team brings the expertise and product range of a major lender with the personal attention and accountability of a trusted local advisor.
You’re not just a loan number. When you work with Lamb Financial, you work with Tony Simatos and his team directly.
As veteran mortgage professionals with decades of experience helping Chicago families buy, build, renovate, and refinance, Tony's team brings the expertise and product range of a major lender with the personal attention and accountability of a trusted local advisor.
Trusted, Transparent Process
The mortgage process can feel complicated, but it doesn’t have to be. With Lamb, you’ll have a clear understanding of each step and someone you can turn to when questions come up along the way.
Whether you're ready to complete an application or want to have a preliminary conversation, our team is here to guide you throughout the entire process.
1
Application and Conversation
Complete your application and share your goals, timing, and financial picture.
Complete your application and share your goals, timing, and financial picture.
2
Review Your Options
Understand what’s available, with a clear breakdown of the key differences in rates, payments, and costs.
Understand what’s available, with a clear breakdown of the key differences in rates, payments, and costs.
3
Documentation and Preapproval
Provide additional information, and for home purchases, secure preapproval so you’re ready to make an offer.
Provide additional information, and for home purchases, secure preapproval so you’re ready to make an offer.
4
Processing, Appraisal, and Underwriting
Stay informed as we coordinate appraisal, title work, insurance, underwriting, and other financing requirements.
Stay informed as we coordinate appraisal, title work, insurance, underwriting, and other financing requirements.
5
Final Approval & Closing
Review your final terms, get remaining questions answered, and complete your closing with confidence. Our relationship doesn’t end when your loan closes—we’re here to help you explore what’s next.
Review your final terms, get remaining questions answered, and complete your closing with confidence. Our relationship doesn’t end when your loan closes—we’re here to help you explore what’s next.
More Ways to Move Forward
When traditional lenders can’t find a path to your goals, that doesn’t necessarily mean there isn’t one. Lamb Financial takes a flexible, creative approach to lending, offering financial structures and products many others don’t.
When traditional lenders can’t find a path to your goals, that doesn’t necessarily mean there isn’t one. Lamb Financial takes a flexible, creative approach to lending, offering financial structures and products many others don’t.
Look Beyond the Standard
Explore creative financing solutions tailored to your specific needs, not a limited menu of products. From complex renovations and custom construction to unique financing needs, we look for ways to make more projects possible.
Find a Path When Others Say No
Work with a lender willing to look beyond traditional bank guidelines. We help homeowners whose projects or needs don’t fit neatly into a conventional lending model.
Trust a Proven Track Record
Rely on a team that has built its reputation through decades of relationships, responsiveness, and accountability. Lamb Financial has maintained an A+ rating with the Better Business Bureau since 2009.
Keep Favorable Terms When You Can
Explore options that may allow you to access additional funding while keeping your existing mortgage rate.
Look Beyond the Standard
Explore creative financing solutions tailored to your specific needs, not a limited menu of products. From complex renovations and custom construction to unique financing needs, we look for ways to make more projects possible.
Find a Path When Others Say No
Work with a lender willing to look beyond traditional bank guidelines. We help homeowners whose projects or needs don’t fit neatly into a conventional lending model.
Trust a Proven Track Record
Rely on a team that has built its reputation through decades of relationships, responsiveness, and accountability. Lamb Financial has maintained an A+ rating with the Better Business Bureau since 2009.
Keep Favorable Terms When You Can
Explore options that may allow you to access additional funding while keeping your existing mortgage rate.
Support Beyond the Loan
After years of working alongside contractors, architects, and builders, we’ve developed relationships with professionals we’re proud to recommend. If you’re looking for a starting point, we can connect you with one of our fully vetted partners, but the choice of who you work with is always yours.
After years of working alongside contractors, architects, and builders, we’ve developed relationships with professionals we’re proud to recommend. If you’re looking for a starting point, we can connect you with one of our fully vetted partners, but the choice of who you work with is always yours.
Let’s Find a Way Forward
Whether you’re buying, building, renovating, or refinancing, Lamb Financial brings the experience, flexibility, and personal attention to help you find a path that works for you.
Whether you’re buying, building, renovating, or refinancing, Lamb Financial brings the experience, flexibility, and personal attention to help you find a path that works for you.